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A Multi-merchant checkout for the modern commerce era

UniTap is a fully adaptive, white-label checkout engine that lets buyers pay for products across multiple vendors, payment types, and platforms through a single, seamless interface.

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Smart checkout
Payment 1

Smart payment links

Shareable links for any sale.

Create single-use or reusable links for products, carts, or invoices—across web, chat, or in-person sales.

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Payment 2

Multi-Merchant Cart

One cart. Multiple vendors. One payment.

Let buyers shop from multiple merchants in a single checkout. UniTap splits and reconciles payments automatically.

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Payment 3

Universal wallet

All payment types. One smooth experience

Accept cards, transfers, and digital wallets in a unified checkout optimized for how buyers want to pay.

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Payment 4

Omnichannel Checkout

Web. WhatsApp. PoS. Even offline.

Run a consistent checkout experience across mobile apps, social chat, PoS terminals, and offline sync environments.

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Use Case

Real - Life Scenario

Sandra, a buyer in Lagos, visits an Instagram page selling groceries. She selects 3 items

  • Rice from ObinnaRiceHub
  • Groundnut oil from MamaFatimaStores
  • Detergent from EkitiMarture,
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Each merchant has a P-UP merchant profile linked to UniTap. Sandra adds all items to a single cart and checks out via her mobile wallet. Behind the scenes, the system

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  • Splits payments automatically per merchant
  • Reconciles each order independently
  • Generates receipts per vendor
  • Sends confirmation to each seller’s dashboard
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Let’s Build the Future of Financial Infrastructure

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